Business and Financial Planning

Courses

• Boost Your Credit Score
• Investing 101: Build Your Wealth with Confidence
• Maximizing Your Social Security Benefit
• Medicare 101
• NYS Notary Signing Agent
• New Tax Code and New Opportunities
• Notary Public Review Workshop
• Passive Income 101
• Personal Finance
• The New Active Retirement Workshop
• Unlock Your Future: Beginner's Guide to Retirement

Boost Your Credit Score

Take control of your financial future by learning the secrets behind a strong credit score! In this interactive workshop, you'll discover how to read and understand your credit report, what factors impact your score, and how to boost it fast. Get insider tips to build and improve your credit with proven strategies, plus learn about free tools to track and monitor your progress. Whether you're looking to qualify for a mortgage or car loan, lower your interest rates, or simply improve your financial health, this workshop is packed with practical advice to help you succeed.

Course will be held in WILL, Room 113 

Katelyn Christiansen Instructor

Boost Your Credit Score

Schedule	Section	Seats Left	Cost	Register
Monday, 9/28 6:00 pm - 8:00 pm	ZBFP-083 500	20 seats left	$30	Opens 8/26

Investing 101: Build Your Wealth with Confidence

Ready to start investing but not sure where to begin? This engaging, beginner-friendly workshop will guide you through everything you need to know to grow your money with confidence. We’ll break down investment basics—from short-term options like money markets and CDs to the ins and outs of stocks, bonds, and mutual funds. You’ll learn how to set clear financial goals, understand your risk tolerance, and build a personalized investment plan. Discover easy ways to research investments and take control of both your short-term and long-term financial future. This is your chance to start investing smarter and building wealth today!

Course will be held in WILL, Room 113 

Katelyn Christiansen Instructor

Investing 101: Build Your Wealth with Confidence

Schedule	Section	Seats Left	Cost	Register
Tuesday, 10/13 6:00 pm - 8:00 pm	ZBFP-084 500	20 seats left	$30	Opens 8/26

Maximizing Your Social Security Benefit

A few key decisions can make a big difference in the amount of your Social Security benefit. Attend this hands-on workshop and learn strategies to get the most money from Social Security. Learn how to plan for taxes, health care and other costs during retirement, as well as how to wisely grow and protect your retirement income. This session will cover key Social Security benefit choices, such as individual and spousal options, and help you understand simple steps to maximize your benefit. Join us before you make financial decisions that may not be able to be reversed. 

Course will meet in the Administration Building, Room 106

Frank Finch, Instructor

Maximizing Your Social Security Benefit

Schedule	Section	Seats Left	Cost	Register
Tuesday, 10/20 6:15 pm - 8:00 pm	ZBFP-047 500	20 seats left	$29	Opens 8/26

Medicare 101

In this class, your instructor will provide step-by-step instructions on everything you need to know about Medicare. The instructor will advise on all that needs to be done (and everything that doesn’t), as well as go over the A/B/C/Ds of Medicare and educate you so you won’t have to worry about penalties.

Course on 9/23 will meet at HVCC North, 345 Hermes Rd, Malta, NY

Course on 11/4 will be held in Daycare Center , Room B06

Candy Marrero, Instructor

Medicare 101

Schedule	Section	Seats Left	Cost	Register
Wednesday, 9/23 1:00 pm - 2:30 pm	ZBFP-080 500	20 seats left	$15	Opens 8/26
Wednesday, 11/4 1:00 pm - 2:30 pm	ZBFP-080 501	20 seats left	$15	Opens 8/26

NYS Notary Signing Agent

If you are currently a New York State notary public and want to earn additional income with your current notary commission, this course is for you! After completing this basic introductory course, you will have the opportunity to work on a freelance basis with mortgage, title and signing companies who will hire you on a per-job assignment, where you may earn from $75 to $150 or more for notarizing and presenting mortgage loan documents. All materials are included in this course, which features a step-by-step guidebook, sample loan documents, mortgage glossary, and a mock demonstration loan signing. Students that need to withdraw from class must do so five business days prior to the start of class for a refund. This course is taught remotely via Zoom.

Victor Bujanow, Instructor

NYS Notary Signing Agent

Schedule	Section	Seats Left	Cost	Register
Monday, 11/9 9:30 am - 1:30 pm	ZBFP-078 500	20 seats left	$49	Opens 8/26

New Tax Code and New Opportunities

"The “One Big Beautiful Bill Act”, passed in July 2025, will reshape many areas of our financial lives. From new federal tax brackets, changes to SALT (state and local taxes), mortgage interest and property tax deductions, and updated child and senior credits to expanded standard and itemized deductions, car purchase incentives, and more. Beyond today’s taxes, “OBBBA” impacts future retirement income sources, healthcare costs (including Medicare), and estate planning for future generations. Join us to learn how to navigate potential pitfalls before they become irrevocable — and discover how to turn new challenges into planning opportunities. Let’s be proactive, not reactive.

Course will meet at HVCC North, 345 Hermes Rd, Malta, NY

Stephen Cash, Instructor

New Tax Code and New Opportunities

Schedule	Section	Seats Left	Cost	Register
Wednesday, 9/30 6:00 pm - 9:00 pm	ZBFP-087 500	20 seats left	$15	Opens 8/26
Wednesday, 10/28 6:00 pm - 9:00 pm	ZBFP-087 501	20 seats left	$15	Opens 8/26

Notary Public Review Workshop

This workshop prepares you for the New York State notary public test and provides a comprehensive overview of the notary public’s role. Confusing laws, concepts and procedures will be explained and clarified, with examples provided. Topics include avoiding conflicts of interest, maintaining professional ethics, charging proper fees, handling special situations, determining when to defer to an attorney, and minimizing legal liability. This workshop is a must for candidates who want to become fully aware of the authority, duties and responsibilities involved in becoming a notary. All materials will be provided, including a 64-page workbook, sample forms, and an 80-question practice exam. Students that need to withdraw from class must do so five business days prior to the start of class for a refund. This course is taught remotely via Zoom.

Victor Bujanow, Instructor

Notary Public Review Workshop

Schedule	Section	Seats Left	Cost	Register
Monday, 10/5 12:30 pm - 4:30 pm	ZBFP-015 015	20 seats left	$49	Opens 8/26

Passive Income 101

Unlock the secrets to earning money around the clock. This dynamic class teaches you practical strategies and step-by-step tools to develop, launch, and automate income-generating products that keep working for you with minimal ongoing effort. You’ll learn how to identify profitable opportunities (50 ideas included!), build irresistible offerings, master automated sales and marketing systems, and scale your income streams—all while protecting your work and overcoming common hurdles. Get ready to transform your ideas into a powerful, passive income machine that works day and night. The webinar login information will be emailed the day before class. Students who need to withdraw from the class must do so five business days prior to the start of class for a refund. This course is taught remotely via Zoom.

LeeAnn Krusemark, Instructor

Passive Income 101

Schedule	Section	Seats Left	Cost	Register
Wednesday, 10/28 7:00 pm - 8:55 pm	ZBFP-090 500	15 seats left	$39	Add to Cart

Personal Finance

Participants in this class will learn to manage their personal finances and gain a greater understanding of cash flow and budgeting methods, planning for the unexpected, and saving, investing, and planning for the future. Some minor homework will be required.

Course will meet at HVCC North, 345 Hermes Rd, Malta, NY

Logan Simms, Instructor

Personal Finance

Schedule	Section	Seats Left	Cost	Register
Thursdays, 8/6 - 8/13 10:00 am - 12:00 pm	ZBFP-089 700	12 seats left	$25	Add to Cart

The New Active Retirement Workshop

Retirement Income Strategies and Creating Your Personal Pension and Legacy will be focus of this workshop. You've invested for years. Now, live your best years confidently and actively with wise money strategies that fit you. An ideal active retirement is funded by steady income without having to work to pay the bills. We will explore ways to secure and increase a predictable cash flow for one’s retirement years. Join us for this two-part hands-on workshop with valuable takeaways to improve your confidence in your bright, financially independent future. You’ll learn popular income strategies and innovative, powerful legacy ideas.

Course will meet in the Administration Building, Room 106

Frank Finch, Instructor

The New Active Retirement Workshop

Schedule	Section	Seats Left	Cost	Register
Friday, 10/30 6:15 pm - 8:00 pm	ZBFP-088 500	20 seats left	$29	Opens 8/26

Unlock Your Future: Beginner's Guide to Retirement

Planning for retirement can feel overwhelming, but it doesn’t have to be! In this hands-on workshop, we’ll demystify the most important retirement accounts and help you build a strong foundation for your future. You’ll learn the ins and outs of 401(k)s, 403(b)s, Traditional and Roth IRAs, and even Health Savings Accounts (HSA) and brokerage accounts. We’ll also cover essential tax planning tips and investment strategies that can maximize your savings. By the end, you’ll walk away with a clear understanding of which accounts are right for you—and how to make the most of them. Take the first step towards financial freedom!

Course will be held in WILL, Room 113 

Katelyn Christiansen Instructor

Unlock Your Future: Beginner's Guide to Retirement

Schedule	Section	Seats Left	Cost	Register
Monday, 10/26 6:00 pm - 8:00 pm	ZBFP-085 500	20 seats left	$30	Opens 8/26