Employee Health Insurance

If you are employed in a qualifying position which includes health insurance as a benefit the following plan summaries and associated rates should provide sufficient information for decisions about appropriate coverage. If you decline the insurance coverage the College has a "waiver" or "opt‐out" payment of $50 per month which is paid out in December of each calendar year for the preceding January‐December period.

Health Insurance premium deductions are taken a month in advance (i.e. January deductions pay for February coverage, February deductions pay for March coverage, etc.) therefore as you begin your coverage, your first payroll deduction may be larger than a normal bi‐weekly amount in order to get you on schedule with your payments.

The employee's share of health insurance premium costs are established through the collective bargaining process. If you have any questions on your deductions please contact the Office of Human Resources.

• Patient Protection and Affordable Care Act, (PPACA) (PDF)
  better known as the Health Care Reform Law
• Health Insurance Marketplace Coverage

Plans and Rates

The following plan parameters are subject to change and any specific coverage questions should be directed to the Office of Human Resources. Prescription drug coverage is Creditable Coverage with respect to Medicare Part D for all plans.

Summary of Benefits

• Highmark NENY EPO (PDF)
• Highmark NENY HDHP (PDF)

2026 Health Insurance Rates for HVCC Classified Staff

UPSEU Collective Bargaining Agreement

Are you a Classified Staff member covered under the UPSEU Collective Bargaining Agreement employed in a qualifying position which includes health insurance as a benefit?

Then your health insurance rates are:

NIEU Collective Bargaining Agreement – Employed After August 14, 2014

Are you a Classified Staff member covered under the NIEU Collective Bargaining Agreement first employed after August 14, 2014 in a qualifying position which includes health insurance as a benefit?

Then your health insurance rates are:

NIEU Collective Bargaining Agreement – Employed March 23, 2007 to August 14, 2014

Are you a Classified Staff member covered under the NIEU Collective Bargaining Agreement first employed after March 23, 2007 and prior to August 14, 2014 who has been employed in a qualifying position which includes health insurance as a benefit?

Then your health insurance rates are:

NIEU Collective Bargaining Agreement – Employed Prior to March 23, 2007

Are you a Classified Staff member covered under the NIEU Collective Bargaining Agreement first employed prior to March 23, 2007 who has been employed in a qualifying position which includes health insurance as a benefit?

Then your health insurance rates are:

2026 Health Insurance Rates for HVCC Department Chairs

Department Chairs – 2009/2010 Academic Year or After, Not Yet Tenured

Are you a Department Chair first employed for or after 2009/2010 academic year, not yet tenured in a qualifying position which includes health insurance as a benefit?

Then your health insurance rates are:

Department Chairs – 2009/2010 Academic Year or After, Tenured

Are you a Department Chair first employed for or after 2009/2010 academic year, tenured in a qualifying position which includes health insurance as a benefit?

Then your health insurance rates are:

Department Chairs – Employed Prior to September 1, 2009

Are you a Department Chair first employed prior to September 1, 2009 in a qualifying position which includes health insurance as a benefit?

Then your health insurance rates are:

2026 Health Insurance Rates for HVCC Faculty

Faculty – Employed After April 28, 2015

Are you a Faculty member first employed after April 28, 2015 in a qualifying position which includes health insurance as a benefit?

Then your health insurance rates are:

Faculty – Employed Prior to April 28, 2015

Are you a Faculty member first employed prior to April 28, 2015 in a qualifying position which includes health insurance benefits?

Then your health insurance rates are:

2026 Health Insurance Rates for HVCC Non-Teaching Professionals

NTP Collective Bargaining Agreement – Employed After November 6, 2014

Are you a Non Teaching Professional covered under the NTP Collective Bargaining Agreement first employed after November 6, 2014 in a qualifying position which includes health insurance as a benefit?

Then your health insurance rates are:

NTP Collective Bargaining Agreement – Employed Prior to November 6, 2014

Are you a Non Teaching Professional covered under the NTP Collective Bargaining Agreement first employed prior to November 6, 2014 in a qualifying position which includes health insurance as a benefit?

Then your health insurance rates are:

Non-Teaching Professionals Not Covered Under NTP – Employed Less Than 36 Months

Are you a Non Teaching Professional not covered under the NTP Collective Bargaining Agreement employed less than 36 Months in a qualifying position which includes health insurance as a benefit?

Then your health insurance rates are:

Non-Teaching Professionals Not Covered Under NTP – Employed More Than 36 Months

Are you a Non Teaching Professional not covered under the NTP Collective Bargaining Agreement employed more than 36 Months in a qualifying position which includes health insurance as a benefit?

Then your health insurance rates are:

2026 Health Insurance Rates for Educational Opportunity Center Alliance

EOC Alliance – Employed After September 1, 2011

Are you an EOC Alliance member (including Faculty & Counselors) and first employed subsequent to September 1, 2011 in a qualifying position which includes health insurance as a benefit?

Then your health insurance rates are:

EOC Alliance – Employed Prior to September 1, 2001

Are you an EOC Alliance member (including Faculty & Counselors) first employed prior to September 1, 2001 in a qualifying position which includes health insurance as a benefit?

Then your health insurance rates are: