Long Term Care: How to Plan and Pay for It
In this program, you'll define exactly what long-term care is, what the different kinds of long-term care are and where each of those types of care are provided. If you're 40 or older, you need to attend this class! Uncover who is likely to need long-term care, discover who is most at risk and detail the special needs and triggers for benefits. Explore how long-term care gets paid for and how to protect your assets. Learn why planning for this type of care is critical, and explore both traditional and non-traditional avenues for treatment.
1 Session, ADM 102
Sat., 10/11, 1 - 3 p.m.
James W. Farnham, M.B.A., M.S., Instructor
Medicare can be very confusing. There are many options and factors to consider. It is important to understand how Medicare works and what you need to know to make the most informed decisions possible. Medicare Parts A and B will be explained, including what is and is not covered. This session will also cover what a person's fiscal responsibility is and the ways to mitigate the potential copays of Medicare. Learn what a Medigap plan is and how it works and what Medicare Part D (prescription drug insurance) is. In addition, learn about federal and state assistance programs for those who are income qualified.
2 Sessions, DCC B06
Wed., 10/1 - 10/8, 6 - 8 p.m.
Janet Kiffney, Instructor
Your Passport to Retirement: The Complete Financial Management Workshop
Thinking about retirement or creating an investment plan? Do you need to do some estate planning? This course is dedicated to informing you of the potential benefits of effective financial management and to show you techniques that will assist you in meeting your goals. Topics include: the seven roadblocks to financial success; the six keys to financial success; risk management; cash management - create liquidity, pay down debt, increase savings; investment
planning - what the pros do, strategies for successful investing, stocks, bonds, annuities, mutual funds; tax management and tax planning; retirement planning - calculating the cost of retirement, sources of retirement income, IRA(s), 401-K's, 403-b(s), 457 plans; estate planning - probate, estate taxes, intestacy, wills, trusts. The course concludes with how to prepare your own plan. Call Steve Miner at 272-6747 for more details. Course fee includes $26 materials fee for the workbook.
*Your spouse, partner or significant other is encouraged to attend at no charge, but will need to register for the course as well. Please note that you will only receive one workbook per couple.
*50321- Please use this course number to register a partner.
3 Sessions, DCC 137
Wed., 10/1 - 10/15, 6:30 - 9 p.m.
Stephen F. Miner, CLU, ChFC, Instructor
Getting the Most from Social Security
Are you aware that a few key decisions can make a big difference in the amount of your Social Security retirement benefits? This one-night workshop will offer information on the frequently asked questions regarding Social Security retirement benefits. Learn strategies and simple steps you can take to maximize your benefit. This workshop can be key to making your benefits work for you. Course fee includes $10 materials fee.
1 Session, DCC 136
Thurs., 11/6, 6:30 - 8 p.m.
Glenn Clermont of Halliday Financial Group, Instructor
How to Build A Fun and Profitable Home-Based Business
This class is about your personal business activities: tangible things you can do and measurable activities to increase your productivity, grow your client base and earn more income. Gain access to 70 different ways to market your products and services. No hype, no fluff…just straight-up, practical information on how to get the job done! Jim Farnham, MBA, MS, and his wife have over 20 years experience in the home-based industry.
1 Session, ADM 102
Sat., 10/11, 9 a.m. - Noon
James W. Farnham, MB., MS, Instructor
Charting X's & O's to Better Understand the Stock Market
Point and Figure charting, X's & O's, will provide you with a simple easy solution to understanding the markets. This technical analysis process works in markets that move up or down, cutting through the Wall Street noise.
- Learn a simple process to help determine market trends
- Learn whether to consider owning a stock based on certain patterns
- Learn what sectors and asset classes may be overweight or underweight
- Learn how to compare types of investments using relative strength
Discover how applying these simple principles to the stock market can help you understand when adjustments to your own portfolio need to be made.
1 Session, DCC 135
Sat., 10/18, 9 - 11 a.m.
John Gattulli, Instructor